Friday, August 21, 2009
Credit cards are essentially a payment system in which the issuer of the card lends a certain amount of money to the credit card holder. They derive their name from the plastic cards which are issued to the users by a system. These cards that are issued are essentially small and pocket sized to make them convenient to carry and use. Credit cards are different from debit cards and charge cards owing to credit card processing and other such features like the revolving payment. The shapes and sizes of all credit cards world wide are standardized by the ISO 7810 standard.The term credit card processing refers to the processing of the credit cards by various companies and service providers in order to deduct money from the account of the user for the services availed. Credit cards are a safe mode of payment. A large part of the various companies and firms in today’s world accept payment from various clients and customers via credit cards. The remaining firms are content with the other methods of payments like cash, checks, and similar other modes which deal with paper money. Credit cards deal in money which can be termed as plastic money. Our merchant account services offer you numerous benefits on credit card processing.Credit card processing is highly essential for all businesses owing to numerous reasons. Some of them are: *It is however advisable that all companies should accept payments through credit cards owing to the simplicity and ease with which a customer can pay using a credit card. In case of a conflict arising out of misplaced checks, there is a great risk that a company may end up loosing its customers. This issue never arises in the case of credit cards.*Processing payments through credit cards is faster and easier. There is no delay and the firm providing services receives the payment instantly.*Telephone credit card processing involves the use of a single telephone for making a payment to a company by the credit card holder. This method is highly preferred by a lot of people world wide as it can be done from within the house.*Credit card processing provides a virtual terminal for the payments to be made. This enables firms operating via the Internet to receive payments from customers across the world.The processing of payments via credit cards is thus extremely essential for all companies alike as this increase the ease at which payments can be received thus enabling a faster and a safer mode of payment for the customers. The services, along with merchant accounts, can be bought from www.merchant-accounts.com who is the leaders in the industry.AMS is one such company that offers merchant services that will help in growing your business. For more information, visit their website www.merchant-accounts.com.
Acne is an all too common skin condition, and in some cases the chemicals used to treat it can further damage the skin. Here are some tips that will help you heal your acne:No scrubbing or rubbing. You can't scrub your acne away. In fact abrasive or frequent washing can lead to dry skin and irritated acne. Your skin will respond best to kind attention. Gently wash your face no more than twice a day with a mild cleanser and pat your skin dry with a clean towel. If you exercise hard and sweat a lot you may want to wash your face afterwards.Don't pop pimples.Don't pop or squeeze pimples, as it could lead to inflammation and infection. It could also push the infected materials deep into the skin and create more swelling. Squeezing or popping pimples could lead to permanent scars on the face.Breathe deeply.It is advisable to breathe deeply when you feel stressed. Doctors have found out that there is a direct link between stress and acne. Studies have shown that there is increased amount of androgen production when a person is under stress. Not only mental but physical stress such as allergies, surgery etc could activate the androgen production. When androgen is activated the sebaceous glands pumps out more oil/sebum leading to acne.Use honey.Apply a honey mask once a week. Honey is regarded as a disinfectant and also it has medicinal properties believed to heal minor blemishes. It has the properties of destroying the bacteria present in the skin.Pay kind attention to your skin. Use a mild cleanser no more than twice a day and gently wash and dry your skin. Apply a noncomedogenic (won't clog your pores) sunscreen.Patience is a virtue.Be patient. Healing takes time. Unfortunately this doesn't happen overnight. Results are generally seen in a few weeks, but may take up to 8 weeks or more. Don't be tempted by over night promises. So give your acne treatment a fighting chance.Use sunscreen.Many acne medications contain ingredients that can make your skin extra sensitive to sunlight and ultraviolet light from tanning booths. Read the label warnings, avoid tanning booths, and always use a sunscreen with at least an SPF of 15. Sun exposure can actually irritate acne even if you are not using an acne medication. So don't make sunbathing a part of your lifestyle and always use sunscreen.More is not better. If you use more acne medication than directed by your doctor you can actually worsen your acne. Many over-the-counter acne treatments contain active ingredients such as benzoyl peroxide or salicylic acid. Too much of either of these can cause your skin to become excessively dry or irritated. It can take time for your skin to adapt to new medications. Remember that it may take up to 8 weeks for any acne medication to have a noticeable effect. Use the medication exactly as directed by your doctor and if you don't see an improvement within 8 weeks talk with your dermatologist.Use only noncomedogenic products.When purchasing cosmetics, sunscreen or other skin care products, make sure the label reads noncomedogenic. These products, as well as those labeled nonacnegenic, won't clog your pores and therefore won't cause or make your acne worse.Here's the rub.Headbands and hats can aggravate your acne as they rub against your forehead. Try to avoid these things when possible.Don't touch your face.It's amazing how often we touch our faces during an average day. Our hands have oil on them and of course bacteria too, both of which can make acne worse. So avoid touching your face or leaning your chin on your hand. Be sure that other objects that come in contact with your face like cell phones, telephone receivers, eye glasses, etc are clean.Wash your face.It is advisable to wash your face at least twice a day with sulfur-based soap. Once when you wake up and again when you go to bed. Do not scrub; just give it a smooth touch. Washing your skin over and over again will create more trouble than help you.Cut your hair. If you have long hair it is advisable to cut it short. Your hair contains oil and when you move, the dust particles do mix up with your hair and when your hair bangs on your face or neck or forehead or the affected area, the situation could worsen. Also wash your hair on a daily basis.Eat fruits and vegetables.Eat plenty of fresh fruits and vegetables daily.Drink lots of water.Drink at least 8 glasses of water daily. Water helps in cleaning and hydrating the skin and maintaining overall health.Change your pillowcase.Wash or change your pillowcase every day.Exercise.Exercise moderately as it helps in blood circulation and helps eliminate toxins.Review your environment.Pollution, airborne grease (such as in a fast food restaurant), irritating clothing - all these can aggravate your acne. It isn't always possible to avoid all the various irritants that may contribute to your acne. You can, however, make educated decisions that may help to minimize their impact. Loosen tight, irritating clothing or find fabrics that breathe better and don't aggravate your acne.
I have many a crazy friend. Some would say that I was the craziest of them all. It does not matter. Some of them I know through dancing, some of them I don't. You want to know something crazy? Whether they're my friends that dance for a living or my friends who can't dance at all, they both have a fear of dancing. It seems that this crazy fear is something a lot of people have in common.They even have a name for it now. Yes there's a name for practically every condition out there, even people who need to switch the lights on and off seventy times while humming every note of 'We Will Rock You' on every off switch before they leave a room! If every one of these conditions is accurate, every single one of us on this planet is crazy and has at least a hundred different conditions. And you guessed it, there's a frightening name for the fear of dancing, it's called...chorophobia.Now I don't know about you and your friends, but I'm in no rush to send mine to the doctor's yet-at least not for this reason! I typed in 'fear of dancing' into Google the other day and lo and behold, there were 2, 240, 000 websites that mention this. That's a lot of chorophobiacs! There are hypnotherapists offering services to cure this, it is actually something that affects people's lives.Well let me tell you, I've been through this journey from start to finish. From sitting in the most comfortable chair in the world in every single room I graced where people were dancing...to being totally comfortable just dancing out of the blue on any London street. I have a dancer friend who also does gymnastics, who has no problem doing a back flip in the middle of his walking and then start dancing as if it's as easy as 1-2-3, all while people are walking towards him from the opposite direction (credit to Scotty P Maurice).So what's the story? How do you get rid of the fear? Well there are basically two ways:1. Just dance as best as you can and have fun, irrespective of what other people think and whether you look good or not.2. Learn to dance well, and then as you build competence, your confidence will grow.Two paths to the same destination. Of course if you choose number 2, number 1 will start to follow and you won't care what other people think if you know you're good! You've all seen the first type, they're dancing, you're wondering what the hell they're doing but they seem to be having fun and that's all that matters. I'm sure you've also seen the second type, those really good dancers and thought to yourself, "Well duh, if I could dance like that, I wouldn't be scared at all."Well you want to know something? A lot of those really good dancers are actually deep down scared as well. Time and time again I have seen extremely talented dancers, get ultra nervous and worried right before an audition or performance. They start doubting themselves and become blind to their own capabilities, convincing themselves they can't remember dance choreographies and routines. And I'm talking about dancers most people would die to be as good as!When I saw this happening, that's when it struck me - it's just a biology thing. It's your body's fight or flight response where you suddenly get that rush of adrenaline shoot up your body, jolting into every one of your nerves and making your knees become weak at the prospect of what's to come. It could be damn good...or it could be damn nothing. And at those last moments what's more real to you is how you could turn into nothing, the lowest of the low, the bottom of the pit and everything that could go wrong.It could take a huge paradigm shift, a whole new shift in the way you look at life in general to erase your fear by the first method I mentioned above. In fact for some people they never achieve this shift. Carly Simon is an extremely talented musician who is known to suffer from stage fright (she used to have her bottom spanked because the physical pain helped rid her of the stage fright). If she did not have the competence or desire, she would probably have never got on stage.But if you choose the second route (i.e. to build competence instead) it is a much more gradual experience where you desensitize yourself to the whole notion of dancing. When you have a problem, it's usually a good idea to actually put yourself in a situation where you'll be forced to deal with that situation and become used to it (rather than becoming used to thinking about it and talking yourself out of it).Once you actually go to a couple of dance classes, it won't be a big deal any more. Sure, you might still get a little nervous if you are a beginner or not familiar with the style, but you'll put yourself in there, the fear won't do nothing to stop you. So go ahead and dance, because there's always a new chorophobiac just waiting to take your place around the corner (probably sitting in a chair).